Mortgage Rates
Cheviot Savings Bank offers a large variety of mortgage loan products. If you don’t see a mortgage loan product listed below that interests you, please contact one of our offices or e-mail us and a loan officer will be in touch with you promptly. The lending staff at Cheviot Savings Bank will be happy to assist you and explain the other products that are available which include (Construction, HELOC, Fixed Equity Loans, Bridge Loans, and loans up to 85% LTV with No PMI).
The following are owner-occupied rates based on a loan amount of $100,000.
The following are owner-occupied rates based on a loan amount of $100,000.
Fixed Rate Mortgages Serviced By Cheviot Savings
With Auto Payment
| Terms of Repayment * | Interest Rate | Annual Percent Rate | Monthly Payment | Closing Cost |
| 15 Year Fixed Rate | 4.000% | 4.124 | $739.69 | $500.00 |
| 30 Year Fixed Rate | 4.625% | 4.702% | $514.14 | $500.00 |
| Rates effective: 9/3/2010 Interest rates subject to change at any time without notice. |
Servicing Release Fixed Rate Mortgages
| Terms of Repayment * | Interest Rate | Annual Percent Rate | Monthly Payment | Closing Cost |
| 15 Year Fixed Rate | n/a | n/a | n/a | n/a |
| 30 Year Fixed Rate | n/a | n/a | n/a | n/a |
| Rates effective: 9/3/2010 Interest rates subject to change at any time without notice. |
ARM Loans Serviced By Cheviot Savings Bank
| Terms of Repayment * | Interest Rate | Annual Percent Rate | Monthly Payment | Closing Cost |
| 1 Year ARM | 3.75% | 3.401% | $463.12 | $500.00 |
| 3/1 Year ARM | 4.375% | 3.386% | $499.29 | $500.00 |
| 5/1 Year ARM | 4.750% | 3.420% | $521.65 | $500.00 |
| Rates effective: 9/3/2010 Interest rates subject to change at any time without notice. |
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