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Non-Financial News

>CHEVIOT FINANCIAL CORP ANNOUNCES COMPLETION OF STOCK REPURCHASE PROGRAM

>HARRISON BRANCH CELEBRATES 10 YEARS!

>CHEVIOT SAVINGS BANK OPENS BRANCH IN TAYLOR CREEK

>CHEVIOT FINANCIAL CORP. AUTHORIZES STOCK REPURCHASE

>CHEVIOT SAVINGS BANK OPENS BRANCH IN DELHI

>CHEVIOT FINANCIAL CORP. ANNOUNCES APPOINTMENT OF NEW DIRECTOR

>Cheviot Financial Corp Authorizes the Repurchase of up to 5% of Outstanding Common Stock

>CHEVIOT SAVINGS BANK CHARITABLE FOUNDATION

>Cheviot Savings Bank Announces Expansion



Financial News

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND

>CHEVIOT FINANCIAL CORP. REPORTS SECOND-QUARTER EARNINGS

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND

>CHEVIOT FINANCIAL CORP. REPORTS FIRST-QUARTER EARNINGS

>CHEVIOT FINANCIAL CORP. INCREASES DIVIDEND

>Cheviot Financial Corp. Reports Fourth-Quarter and Annual Earnings

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND

>Cheviot Financial Corp. Reports Third-Quarter and Nine Months Earnings

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND

>Cheviot Financial Corp. Reports Second-Quarter Earnings

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND

>Cheviot Financial Corp. Reports First Quarter Earnings

>CHEVIOT FINANCIAL CORP. INCREASES DIVIDEND

>Cheviot Financial Corp. Reports Fourth Quarter and Annual Earnings

>CHEVIOT FINANCIAL CORP ANNOUNCES DIVIDEND

>CHEVIOT FINANCIAL CORP ANNOUNCES DECISION NOT TO PARTICIPATE IN THE CAPITAL PURCHASE PROGRAM

>Cheviot Financial Corp. Reports Increase in Third-Quarter and Nine Month Earnings

>CHEVIOT FINANCIAL CORP ANNOUNCES DIVIDEND

>CHEVIOT FINANCIAL CORP. REPORTS SECOND-QUARTER EARNINGS UP 64%

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND - 2ND QUARTER 2008

>Cheviot Financial Corp Reports 2008 First-Quarter Earnings

>CHEVIOT FINANCIAL CORP ANNOUNCES 1ST QUARTER 2008 DIVIDEND

>Cheviot Financial Corp. Reports Fourth-Quarter and Annual Earnings

>Cheviot Financial Corp Announces Dividend

>Cheviot Financial Corp Reports 2007 Third-Quarter and Nine Months Earnings

>CHEVIOT FINANCIAL CORP ANNOUNCES DIVIDEND

>Cheviot Financial Corp. Reports 2007 Second-Quarter Earnings

>Cheviot Financial Corp Announces Dividend

>Cheviot Financial Corp. Reports First Quarter Earnings

>Cheviot Financial Corp Announces 1st Qtr 2007Dividend

>Cheviot Financial Corp Reports Fourth Quarter and Annual Earnings

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND

>Cheviot Financial Corp. Reports Third-Quarter and Nine Month Earnings

>Cheviot Financial Corp. Announces Dividend

>Cheviot Financial Corp Reports Second-Quarter Earnings

>Cheviot Financial Corp. Announces Dividend

>Cheviot Financial Corp Reports First-Quarter Earnings

>Cheviot Financial Corp. Increases Dividend 17%

>Cheviot Financial Corp. Reports Fourth Quarter Earnings

>Cheviot Financial Corp. Announces Dividend

>Cheviot Financial Corp. Reports Third-Quarter and Nine Month Earnings

>Cheviot Financial Corp. Announces Dividend

>Cheviot Financial Corp. Reports Second Quarter and Six Month Earnings

>Cheviot Financial Corp. Announces Dividend

>Cheviot Financial Corp. Reports First-Quarter Earnings

>Cheviot Financial Corp. Increases Dividend

>Cheviot Financial Corp. Reports Fourth-Quarter Earnings

>Cheviot Financial Corp. Announces Dividend

>Cheviot Financial Corp. Reports Third-Quarter Earnings

>CHEVIOT FINANCIAL CORP. ANNOUNCES DIVIDEND

>Cheviot Financial Corp. Reports Second-Quarter Earnings

>Cheviot Financial Corp. Reports Results of Operations

In The News

CHEVIOT FINANCIAL CORP ANNOUNCES COMPLETION OF STOCK REPURCHASE PROGRAM

CHEVIOT, OHIO January 16, 2008 – Cheviot Financial Corp. (NASDAQ: CHEV) announced that it has completed its second stock repurchase program. Under the program, the Company repurchased 471,140 shares of its outstanding common stock at an average price of $13.12 per share. Under the first and second stock repurchase programs, Cheviot Financial Corp. has repurchased 967,077 shares at an average price of $12.49. The Company’s Board of Directors also announced that it has authorized a new stock repurchase program under which the Company may repurchase 5% of the Company’s outstanding common stock or 447,584 shares. Cheviot Financial Corp. is the holding company of Cheviot Savings Bank, which operates through its six full-service banking offices in Hamilton County, Ohio. Contact – Cheviot Savings Bank Thomas J. Linneman, President 513-661-0457

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